Indicates strong feelings of thankfulness; more emotional than just saying 'thank you'.

Emotional Gratitude

Doesn't mean you owe money, but you feel a moral obligation to return the favor.

Not Literal

Often used to express a personal sense of indebtedness, not just in professional contexts.

Refers to a specific amount of money owed, often to a lender or institution.

Being in someone's debt financially implies a legal or formal commitment to repay.

Carrying debt can be stressful; being in someone's debt may imply anxiety about repayment.