Use 'have a problem with' to criticize softly, showing that the issue is your concern rather than blaming.

Criticizing Tactfully

Express quandary or inconvenience without direct confrontation, useful in polite or indirect communication.

Personal Discomfort

Indicate disagreement with ideas or methods in a less aggressive manner.

Convey your negative opinion about someone's behavior or a decision that affects you.

Prompt a discussion to understand the rationale behind something disagreeable.

Talk about the struggles in accomplishing a task to get help or sympathy.

Use it to share your limitations or restrictions in a specific context.

Remember it can be metaphorical, not always a literal 'problem' but something you're not comfortable with.