When the chips are down Definition 1 of 3Pro Tip 1/3Emotional Weight The phrase often conveys emotional struggle or support in hard times. My true friends appeared when the chips were down. Pro Tip 2/3Revealing Character It implies a situation that tests and reveals a person's true nature. Leaders prove their worth when the chips are down. Pro Tip 3/3Avoid Literality Do not confuse with literal chips; the phrase is metaphorical. It's not about poker; it's about when the chips are down in life.