Encumbrance can describe non-physical burdens like duties or responsibilities that make life harder. His caregiving responsibilities were an encumbrance to his career progress.
Pro Tip 2/3
Negative Connotation
Encumbrance often carries a negative feeling, suggesting something unwelcome or unpleasant. Having to complete extra paperwork was an encumbrance she dreaded.
Pro Tip 3/3
Metaphorical Use
Encumbrance can be used metaphorically to speak about emotional or intellectual weights. The guilt of his past mistakes became an encumbrance on his conscience.