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Political UsagePlay
Often used in a political context to describe someone with an official position. SlideThe incumbent mayor has introduced new policies.
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Not Just PoliticsPlay
While common in politics, it applies to any appointed or elected role. SlideShe is the incumbent editor of the magazine.
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Before vs. AfterPlay
Refers to the present holder of a position, not necessarily after leaving it. SlideOnce retired, he will no longer be the incumbent.