The phrase emphasizes someone's lack of preparation for a situation or event. When the pop quiz was given, it really caught me on the hop.
Pro Tip 2/3
Surprise Element
Implies an element of surprise that can cause confusion or disadvantage. The sudden inspection caught the staff on the hop.
Pro Tip 3/3
British Origin
This phrase is primarily used in the UK, so knowing your audience helps avoid miscommunication. As an American, I was caught on the hop by their British slang.