Consider the listener's feelings when using 'close to the bone' because it may touch on personal issues.

Emotional Impact

'Close to the bone' might be inappropriate in formal contexts due to its personal and sensitive nature.

Avoid in Formality

Be mindful of cultural differences; what's considered 'close to the bone' can vary widely.

It often refers to budgeting in a way that allows for no extras, just the essentials.

It implies scarcity of resources or funds, suggesting a bare-minimum situation.

Living 'close to the bone' can be risky if unexpected expenses arise.