Emphasizes a severe lack of money, more than just ordinary financial trouble.

Extreme Poverty

Used for emphasis, not to be taken literally; implies having very little or nothing at all.

Hyperbolic Expression

Often used in a light-hearted or joking way to describe one's financial state.

Suggests someone is not just occasionally unwise but consistently shows a lack of good judgement.

Usually said with a sarcastic tone to mock someone's intelligence in a humorous manner.

It can be offensive; use it carefully to avoid insulting someone directly.