Giro
/ˈdʒaɪrəʊ/
Definition 1 of 2
Pro Tip 1/3Payment Method
Giro involves transferring money directly between bank accounts, without physical cheques. 
I received my refund via giro.
Pro Tip 2/3Not Worldwide
Although common in Europe, 'giro' may be unfamiliar elsewhere, where terms like 'wire transfer' are used. 
In Asia, we commonly use wire transfers instead of a giro.
Pro Tip 3/3Financial Institutions
Giro systems are often associated with post offices and banks in many European countries. 
My local post office offers giro services.