Understand that 'karmic' is rooted in Hinduism and Buddhism, guiding moral behavior. Her karmic beliefs led her to live a life of non-violence.
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Not Just Religion
'Karmic' is used in non-religious contexts to describe the effects of someone's actions on their future. He called it karmic justice when the bully eventually faced consequences.
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Metaphorical Use
Often used metaphorically, not implying literal belief in karma but as a figure of speech. It must've been karmic timing that we met just as you needed help.